2015 was not really an excellent year for the Indian stock market. And with a number of uncertainties that always surrounded the market that you can not really a "formula", so to speak. But the experienced players of Dalal Street say investors can still make money as long as they follow a disciplined approach.
Here are the top 9 Earn Money tips from market gurus Bank for a better balance in the year 2016.
1. Avoid the purchase of shares which are really cheap
many investors made the mistake of the purchase of shares, are dirt cheap without search more on it in 2015.
Pankaj Pandey, director of research, ICICI directly says, "We advise investors to avoid stocks displayed are dirt cheap; they are value cases. With growth, a safety net in difficult times, we recommend investing in quality names that a reasonable growth visibility coupled with strong balance sheets."
"The investors should note that low rating can be a Fata Morgana, where the growth can falter, while the quality was always command a premium assessment", he added.
2. Systematic Investment Plan (SIP) is a good way to go about it
systematic investment plans help in creating an effective long-term portfolio. You are a disciplined approach to invest on a monthly, quarterly or semi-annually. The benefits of SIPs, should you invest in a particular system for the long-term.
"Despite the recent correction, India has a much better economy, much better macros that deserve better ratings, and there are some 80 lakh SIPs, run", Market Expert Ajay Bagga said in an interview with ET now.
"fund inflows to come have ensured that despite outflows from FIIs we have had a pretty stable market. This is the building up to a very good market in 2016. I think that we are going to see a pretty good market", he said.
3. Focus on the stocks and know why they are investing
for 2016, analysts say individual stocks could have a better return than the equity benchmarks. Not follow your favorite analysts blind, always know why they are investing in a warehouse. Do your homework. Make a list of stocks that you are interested in and check the quarterly figures to reach a decision on an investment. Not only look in a sector that is for the correct stock within a sector, before you invest.
4. Hard money investments continue Your safest bet
"There are four major asset classes such as equities, fixed-term deposits, real estate and gold and as investors, we can money in one of them. If someone asked me in the beginning of 2015 the following four asset categories would be the best performing a, I believe that nobody had said hard money investments", Swanand Kelkar, ED, Morgan Stanley Investment Management, said in an interview with ET now.
"But that is what happened. Under all four of these asset classes, the best yields are made of hard money investments with 8-8.5 percent. The important lesson not be swayed by the moment. You should have a disciplined asset allocation strategy if you are in search of wealth building in the course of time," he said.
So if you had invested 10,000 Rs in Equity, Fixed Income and gold at the beginning of 2015 its investments in the equity capital was worth Rs 10,200 and 9,080 gold value would have been Rs. While your hard money at the end of the year had Rs 10,800 after a TNN analysis.
5. Patience is the key is
one of the most important findings of 2015 is that the investor must remain a patient to the times when the market falls. Always follow SIPs. While the majority of mid-cap and small-cap indices lost up to 60 percent during the year there are many stocks in the smallcap index, have more than doubled. Spotting the right kind of stocks and the average cost of the holding company is your market to decline is the correct mantra that investors should follow in 2016.
Now for those who are totally stunned, as I was with shares, but you enjoy the sound of the words like 'save' and 'money'.
6. Set A goal for yourself, and you work in direction,
it is one thing to create an automatic save funds deducted that money from your account on its own. This is a good idea if your revenue and expenditure are quite predictable. But what is with those who have nothing in stone. As a freelancer or someone eccentric enough to blow most of their salary in one night. Although I urge you to prevent the latter, it is better, if you close your goals.
Prioritize your goals, it is much easier. For example if you deposit 20,000 Rs in a save scheme you want to focus on doing that first.
7. Ignore bonuses and reviews
really, you replace more than anything else. Bonuses make you want to celebrate and spend it on things that you can be avoided. So firstly, avoid telling your friends, you will ensure that you spend. Secondly, the best way to deal with this would be to do so as if nothing has happened. Take the extra money you have and then insert it into the savings. The faster you in savings, the faster forget spending. At the end of the year, the joy that extra money in your bank account can be matched to only a few things.
8. Learn to hold their horses
Spontaneous purchases are the main reasons why I am so broke all the time, and I am quite sure that I am not the only one here. I know online shopping has only worse, but hey, it is something that as a wish list. There is a reason for this. You do not have to buy everything at once. Wait until all your transactions in the last week of the month. This way you can find out how much you have saved and how much you can buy.
9. Work of things,
the most online wallets offer a discount or a cash-back system. Film or book tickets for cheap with such letter pockets. Also, try to buy electronics from abroad. If you have friends or family living outside the country, ask them to get what you want. Although there is not much of a difference, try to buy clothes, if you click on the sale. Even if you are at the end of save as little as RS 10, would you notice that there is a significant amount to the end of the year.
Be sure to contact your financial advisor before any share related decisions.
With inputs of economic times.
Source: indiatimes
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